Surgical Clinic of Louisiana Bariatric Surgery Center is currently contracted with the following insurance companies which often cover bariatric surgery:
- United Healthcare
- Blue Cross/Blue Shield
- State Group
- And others
If your insurance provider is not listed above, please contact our office. Though we may not be contracted, you may have out of network benefits and may still able to proceed.
Many insurance carriers now offer a benefit for weight loss surgery procedures, but the coverage may vary based on your plan. Determining what your particular policy will or will not cover is the first step. Contact your insurance carriers’ member services by calling the number listed on your insurance card. If the member services number is not listed, contact the person at work who manages your insurance policy for that information. The following are questions that you need to ask your insurance carrier before you submit your new patient packet if you plan to pay through insurance:
1. Do I have a benefit for weight loss surgery?
If “Yes”…Your Insurance Carrier Provides Coverage. If your insurance carrier covers weight loss surgery, ask them what procedures they will cover and what the criteria is for using your benefit. Use this information to determine whether you qualify for coverage. Some carriers will tell you this information can only be given to the medical provider, your doctor. This is not true. As a premium-paying policyholder, you have a legal right to know what is required to utilize your benefits.
If “No”…Your Insurance Carrier Does Not Provide Coverage. In this case, you do not have a benefit and your insurance company will not pay for any procedure. This means that when your employer selected an insurance company and a specific plan with specific benefits to provide health insurance to the employees, they did not choose to pay for, and include, weight loss surgery as a benefit in the overall plan. If you want the procedure, you will need to consider patient financing or paying cash as other options.
Other Payment Options – Cash And Financing
Unfortunately more and more people are finding it difficult or even impossible to use their health insurance to pay or help pay for weight loss surgery. For those looking to pay cash or finance their surgery, we offer an all-inclusive package at a very competitive price.
Cash/Credit Card Options
Your personal bank, your Mortgage Company and now even online Internet financing companies can provide you with a good alternative to using your savings to pay for surgery. There are a number of national and local companies who will work with us to arrange financing
Our surgeons perform bariatric surgery at a number of locations. Weight loss surgery facilities are available for you to review. To get a quote on the costs involved for your surgery, contact our nurse coordinators at [email protected]. or call our office at 504-349-6860.